Business Insurance for Permanent Yard Contractors

Compare multiple quotes from top carriers with one application.

Wooden coils of electric cable in outdoor storage

WE PARTNER WITH THE WORLD'S TOP A-RATED INSURANCE COMPANIES

Save money by comparing permanent yard contractor insurance quotes

An injury at your shop or theft from a storage yard could devastate your small business. Shield it with policies customized for permanent yard contractors.

Permanent yard contractor inspecting his equipment.

Compare quotes from top carriers

With Insureon, permanent yard contractors can compare insurance quotes from top U.S. carriers. One easy online application is all it takes.

What types of insurance do permanent yard contractors need?

These policies provide coverage for common permanent yard contractor risks.

General liability insurance

This policy covers common permanent yard contractor risks, such as a customer breaking an arm at your storage yard. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

This policy is required in almost every state for permanent yard contracting businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by contractor vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a permanent yard contractor’s equipment and tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for permanent yard contractors?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Services offered at your yard, such as equipment storage or maintenance
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"

Jessica Shannon

Customer since 2016

Why do permanent yard contractors need insurance?

If someone vandalizes your equipment or steals tools from your storage yard, you could end up spending your business profits on replacements. Permanent yard contractor insurance can cover everything from theft to a customer suing over an injury at your storage yard.

Compare insurance quotes for permanent yard contractors

Save money by comparing insurance quotes from multiple carriers.