Business Insurance for Permanent Yard Contractors

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Permanent Yards Contractors
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Save money by comparing permanent yard contractor insurance quotes

An injury or theft at your storage yard could devastate your small business. Shield it with policies customized for permanent yard contractors.

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With Insureon, permanent yard contractors can compare insurance quotes from top U.S. carriers. One easy online application is all it takes.

What types of business insurance do permanent yard contractors need?

These policies cover the most common permanent yard contractor risks.

General liability insurance icon

General liability insurance

This policy covers basic permanent yard contractor risks, such as a customer breaking an arm at your storage yard. Bundle with commercial property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
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Workers’ compensation insurance

Most states require workers' comp insurance for storage yards that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
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Commercial auto insurance

This policy covers third-party injuries and property damage caused by contractor vehicles, as well as repairs to vehicles damaged by weather or vandalism.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This insurance policy helps pay for repair or replacement of a permanent yard contractor’s equipment and tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do permanent yard contractors need business insurance?

If someone vandalizes your equipment or steals tools from your construction storage yard, you could end up spending your business profits on replacements. Permanent yard contractor insurance can cover everything from theft to a lawsuit over an injury at your storage yard.

How much does insurance cost for construction businesses?

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Several factors will have an impact on insurance costs, including:

  • Services offered, such as equipment storage or maintenance
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Permanent Yards Contractors