If someone vandalizes your equipment or steals materials from your construction storage yard, you could end up spending your profits on replacements. Permanent yard contractor insurance covers everything from theft to a lawsuit over an injury at your storage yard.
These insurance policies cover the most common risks at permanent yards.
This policy covers basic permanent yard contractor risks, such as a customer breaking an arm at your storage yard. Bundle it with commercial property insurance for savings in a business owner's policy (BOP).
Most states require workers' comp insurance for storage yards that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers bodily injuries and property damage caused by permanent yard vehicles. Each state has its own requirements for auto liability insurance.
This insurance policy helps pay for repair or replacement of a permanent yard contractor’s equipment and tools. It's a type of inland marine insurance.
Professional liability insurance covers legal costs when a permanent yard contractor is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).
It's easy to get business insurance for your permanent yard if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your permanent yard business, whether you work independently or hire employees.