Compare insurance quotes for permanent yard contractors
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Business Insurance for Permanent Yard Contractors
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Save money by comparing permanent yard contractor insurance quotes
An injury at your shop or theft from a storage yard could devastate your small business. Shield it with policies customized for permanent yard contractors.
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With Insureon, permanent yard contractors can compare insurance quotes from top U.S. carriers. One easy online application is all it takes.
What types of insurance do permanent yard contractors need?
These policies provide coverage for common permanent yard contractor risks.
General liability insurance
This policy covers common permanent yard contractor risks, such as a customer breaking an arm at your storage yard. Bundle with property insurance for savings in a BOP.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Workers’ compensation insurance
This policy is required in almost every state for permanent yard contracting businesses that have employees. It can cover medical bills for work-related injuries.
BEST FOR
- Employee medical expenses
- Missed wages
- Employee injury lawsuits
Commercial auto insurance
This policy covers third-party injuries and property damage caused by contractor vehicles, as well as repairs to vehicles damaged by weather or vandalism.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Vandalism and theft
Contractor’s tools and equipment insurance
This policy helps pay for repair or replacement of a permanent yard contractor’s equipment and tools if they are lost, stolen, or damaged.
BEST FOR
- Equipment less than five years old
- Mobile equipment
- Small tools
Looking for different coverage? See more policies.
How much does insurance cost for permanent yard contractors?
Several factors will have an impact on insurance costs, including:
- Services offered at your yard, such as equipment storage or maintenance
- Business equipment and property
- Revenue
- Location
- Number of employees
What our customers are saying
Why do permanent yard contractors need insurance?
If someone vandalizes your equipment or steals tools from your storage yard, you could end up spending your business profits on replacements. Permanent yard contractor insurance can cover everything from theft to a customer suing over an injury at your storage yard.