Business Insurance for Permanent Yard Contractors

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Permanent Yards Contractors

Or call us at (800) 688-1984

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Save money by comparing permanent yard contractor insurance quotes

An injury or theft at your storage yard could devastate your small business. Shield it with policies customized for permanent yard contractors.

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Compare quotes from top carriers

With Insureon, permanent yard contractors can compare insurance quotes from top U.S. carriers. One easy online application is all it takes.

What types of business insurance do permanent yard contractors need?

These policies cover the most common permanent yard contractor risks.

General liability insurance

This policy covers basic permanent yard contractor risks, such as a customer breaking an arm at your storage yard. Bundle with commercial property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Most states require workers' comp insurance for storage yards that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by contractor vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This insurance policy helps pay for repair or replacement of a permanent yard contractor’s equipment and tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do permanent yard contractors need business insurance?

If someone vandalizes your equipment or steals tools from your construction storage yard, you could end up spending your business profits on replacements. Permanent yard contractor insurance can cover everything from theft to a lawsuit over an injury at your storage yard.

How much does insurance cost for construction businesses?

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Several factors will have an impact on insurance costs, including:

Services offered, such as equipment storage or maintenance
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant