Whether you work on roads, driveways, or parking lots, paving is one of the most dangerous professions in the United States. Paving contractor business insurance provides essential protection for heavy equipment accidents, asphalt injuries, client lawsuits, and other costly incidents.
These insurance policies cover the most common risks of paving.
A general liability policy covers accidental road paving damage and other third-party risks. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
A BOP bundles general liability coverage and commercial property insurance at a discount. It's often the most cost-effective type of insurance for paving contractors.
Most states require workers' comp for paving businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers bodily injuries and property damage from accidents involving your paving company's vehicle. Each state has its own requirements for auto liability coverage.
This policy helps pay for repair or replacement of a paving contractor’s equipment and tools. It's a type of inland marine insurance.
Professional liability insurance covers legal costs when a paving contractor makes an error or fails to deliver contracted services. It's also called errors and omissions insurance (E&O).
It's easy to get paving business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Our licensed insurance agents work with top-rated U.S. carriers to find coverage that fits your paving business, whether you work as a contractor, subcontractor, or employer.