Business Insurance for Paving Contractors

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Save money by comparing paving business insurance quotes

Damaged paving equipment or a worker injured by hot asphalt could have a major financial impact. Ensure your small outfit is covered with policies designed for paving businesses.

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Multiple quotes with one application

Insureon helps paving contractors compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do paving contractors need?

These policies provide coverage for the most common paving risks.

General liability insurance icon

General liability insurance

This policy covers common paving risks, such as damage caused by paving machinery. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for paving businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party injuries and property damage caused by paving company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR
  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a paving contractor’s equipment that is lost, stolen, or damaged. Unique or valuable tools may require inland marine insurance.
BEST FOR
  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for paving contractors?

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Several factors will have an impact on insurance costs, including:

  • Paving services offered, such as driveways or roads
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
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"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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Why do paving contractors need business insurance?

Working with heavy equipment and hot asphalt means that paving contractors face unique risks. Paving contractor insurance helps cover expenses stemming from equipment damage, theft, paving injuries, car accidents, lawsuits, and other incidents.

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