Business Insurance for Masonry Contractors

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Save money by comparing masonry business insurance quotes

From stone cutting to grinding, your work means high risk for your small business. Shield it from medical bills, property damage lawsuits, tool theft, and more with mason insurance policies.

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One application, multiple quotes

Insureon helps masonry contractors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do masonry contractors need?

These policies provide coverage for the most common masonry risks.

General liability insurance icon

General liability insurance

This policy covers common masonry risks, such as a client tripping over your mortar mixer and breaking an arm. Bundle with property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for masonry businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party injuries and property damage caused by company vehicles, as well as repairs to masonry vehicles damaged by weather or vandalism.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a mason’s chisels, mortar mixers, saws, brick hammers, and other tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do masons need insurance?

Masonry is a centuries-old trade that requires precision and years of study, but even master bricklayers and stonemasons face high risks such as injury to themselves and others. Mason insurance can help your small business survive unexpected medical bills, lawsuits, and more.

How much does insurance cost for construction businesses?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Masonry services offered, such as construction of outdoor fireplaces or walls
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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