Damage to a client’s car while unlocking it, vehicle accidents, and other common risks could result in huge losses. Safeguard your small business with affordable locksmith insurance coverage.
These policies provide coverage for the most common risks of locksmithing.
This policy covers common locksmithing risks, such as accidental damage to a car door. Bundle with property insurance for savings in a business owner’s policy.
Most states require workers' comp for locksmith businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers third-party injuries and property damage caused by locksmith company vehicles, as well as repairs to vehicles damaged by weather or vandalism.
This policy helps pay for repair or replacement of a locksmith’s tension tools, key extractors, pick guns, and other tools if they are lost, stolen, or damaged.
Locksmithing is delicate work, and there’s always the risk of damaging a client’s door. Locksmith insurance can help pay for legal costs if a client sues over property damage. It can also cover costs related to employee injuries, stolen tools, car accidents, and other incidents.