Business Insurance for Debris Removal Professionals

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Debris Removal - Construction Site

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Save money by comparing debris removal business insurance quotes

A code violation or employee exposure to asbestos could wreak havoc legally and financially. Safeguard your small debris removal company with affordable insurance policies.

One application, multiple quotes

Insureon helps debris removal professionals compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do debris removal businesses need?

These policies provide coverage for the most common debris removal risks.

General liability insurance

This policy covers basic debris removal risks, such as client property lost during a site clearing. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Most states require workers’ comp for debris removal businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by debris removal company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a debris removal contractor’s tools if they are lost, stolen, or damaged. More valuable equipment may need inland marine insurance.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do debris removal contractors need business insurance?

As a debris removal professional, you clear construction sites, dispose of hazardous materials, and often help communities after natural disasters. Your work is both vital and dangerous. Debris removal insurance can cover expenses related to injuries, equipment theft, and other risks you face daily.

How much does insurance cost for debris removal businesses?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Debris removal services offered
Business equipment and property
Revenue
Location
Number of employees

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