Whether you clear construction sites, dispose of hazardous materials, or help communities after natural disasters, your work is both vital and dangerous. Business insurance can cover debris removal accidents and medical costs from asbestos exposure. Some policies, like workers' comp, are required.
These policies cover the common risks of debris and junk removal services.
General liability coverage pays for third-party accidents, such as removal work that damages a homeowner's landscaping. Bundle it with commercial property insurance for savings in a business owner’s policy.
A BOP bundles general liability coverage and commercial property insurance at a discount. It's often the most cost-effective type of insurance for debris removal businesses.
Most states require workers’ comp for debris and junk removal companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers injuries and property damage caused by dump trucks and other debris removal vehicles. Each state sets requirements for the amount of coverage you need.
This policy covers repair or replacement costs for a debris removal contractor’s tools if they are lost, stolen, or damaged. It's a type of inland marine insurance.
Professional liability insurance covers legal costs when a debris removal company is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).
It's easy to get debris removal coverage if you have your company information on hand. Our insurance application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Our licensed insurance agents work with top-rated U.S. providers to find coverage that matches the unique risks of junk hauling and debris removal, whether you work independently or hire employees.