Umbrella Insurance Definition

The "Legal-Ease" Glossary
Umbrella Insurance

A business insurance policy that can help you pay additional claim expenses when a primary policy's limits are maxed out.

General Liability, Employer's Liability, Commercial Auto, and Non-Hired Auto Insurance policies are commonly affected by Umbrella Insurance. This coverage kicks in when your business faces a claim that is more expensive that the coverage limits on your primary policy – it pays for the rest of the claim.


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