Business Insurance for Adoption Agencies

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Adoption Agency

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Save money by comparing adoption agency insurance quotes

A client's injury at your agency or a poor decision by a board member could lead to a costly lawsuit. Safeguard your small nonprofit with the right adoption agency insurance coverage.

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Compare adoption agency insurance quotes

Insureon helps adoption agencies compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do adoption agencies need?

These policies cover the most common risks faced by adoption agencies.

General liability insurance

General liability insurance covers common risks, such as a visitor slipping on an agency’s wet floor. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel and slander lawsuits

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), can cover expenses if your adoption agency is sued for negligence, such as placing a child in an unsuitable home.

BEST FOR

Accusations of poor care
Unsatisfactory home placement
Oversights in background checks

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for adoption agencies to buy general liability insurance and commercial property insurance together.

BEST FOR

Visitor injuries
Damage to clients’ property
Damage to adoption agency’s property

Directors and officers insurance

Directors and officers insurance (D&O) protects board members and officers from legal expenses if they are sued for a decision they made on behalf of an adoption agency.

BEST FOR

Accusations of mismanaged funds
Failure to meet regulatory standards
Failure to perform official duties

Workers’ compensation insurance

Most states require workers' comp for adoption agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Legal costs
Missed wages

Commercial auto insurance

Commercial auto insurance can pay for third-party property damage and medical bills in an accident, along with damage caused by theft, weather, and vandalism.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Looking for different coverage? See more policies.

Why do adoption agencies need insurance?

Running an adoption agency is challenging work, and when emotions run high, lawsuits are more likely to happen. Adoption insurance helps cover expenses when your agency is sued over issues related to a child’s care, or when an accident or injury occurs at your agency.

How much does insurance cost for human and social services?

Person writing on tablet calculating cost of business insurance.

Several factors will have an impact on insurance costs, including:

Services offered, such as adoption and crisis resolution
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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