A client's injury at your agency or a poor decision by a board member could lead to a costly lawsuit. Safeguard your small nonprofit with the right adoption agency insurance coverage.
These policies cover the most common risks faced by adoption agencies.
General liability insurance covers common risks, such as a visitor slipping on an agency’s wet floor. Bundle with property insurance for savings in a business owner’s policy.
This policy, also called errors and omissions insurance (E&O), can cover expenses if your adoption agency is sued for negligence, such as placing a child in an unsuitable home.
A business owner's policy, or BOP, is a cost-effective way for adoption agencies to buy general liability insurance and commercial property insurance together.
Directors and officers insurance (D&O) protects board members and officers from legal expenses if they are sued for a decision they made on behalf of an adoption agency.
Most states require workers' comp for adoption agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance can pay for third-party property damage and medical bills in an accident, along with damage caused by theft, weather, and vandalism.
Running an adoption agency is challenging work, and when emotions run high, lawsuits are more likely to happen. Adoption insurance helps cover expenses when your agency is sued over issues related to a child’s care, or when an accident or injury occurs at your agency.