Construction Project Manager Insurance

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Project Manager (architecture or engineering)
Construction project manager at a job site.
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Project managers are often blamed for delays, worksite accidents, and budget overruns. Insurance for construction project managers provides financial protection against lawsuits, property damage, and injuries.

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Which business insurance policies do construction project managers need?

These policies cover common risks faced by construction project managers.
General liability insurance icon

General liability insurance

This policy protects against common third-party risks, such as visitor injuries at a construction site. It's often required by commercial leases and client contracts.

  • Third-party bodily injury
  • Third-party property damage
  • Libel and slander lawsuits
Business owner’s policy icon

Business owner's policy

A BOP bundles general liability insurance with business property insurance. It's often the most cost-effective type of insurance for construction project managers.

  • Slip-and-fall accidents
  • Client property damage
  • Business property damage
Professional liability insurance icon

Professional liability insurance

This project manager liability policy provides financial protection against lawsuits related to missed deadlines, failure to meet client expectations, and other errors and oversights.

  • Project delays
  • Budget overruns
  • Professional mistakes
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for project management businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Looking for different coverage? See more policies.

Why do construction project managers need insurance?

Construction project manager insurance is often required by clients, lenders, and state regulations. Yet these requirements are just a few of the reasons to get insured. With the right insurance policies, project managers are financially safe from incidents that could devastate a small business: a fire at a construction site, a worker injury, or a lawsuit over project delays.

How much does insurance cost for building design professionals?

Building design professional doing calculations.

Several factors will have an impact on insurance costs, including:

  • Building design services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Project Manager (architecture or engineering)