Construction Project Manager Insurance

Project Manager (architecture or engineering)
Construction project manager at a job site.
Choose from the nation's best insurance providers
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Why do construction project managers need insurance?

Construction management insurance is often required by contracts, lenders, and state laws. Yet insurance requirements aren’t the only reason to buy a policy. With the right coverage, project managers are financially safe from incidents that could devastate a small business: a worker injury, theft of materials, or a lawsuit over a project delay.

Project manager reviewing the plans for a new building structure.
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Find affordable coverage

Construction project managers can save money by comparing quotes from top insurers.

Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.

Which insurance policies do construction project managers need?

These insurance policies cover common risks faced by project managers.
General liability insurance icon

General liability insurance

A commercial general liability policy protects against basic third-party risks, such as a visitor injury at a construction site. It's often required by commercial leases and client contracts.

  • Third-party bodily injury
  • Third-party property damage
  • Libel and slander lawsuits
Business owner’s policy icon

Business owner's policy

A business owner’s policy, or BOP, is a cost-effective way for construction professionals to buy general liability coverage and commercial property insurance together.

  • Slip-and-fall accidents
  • Business property damage and theft
  • Business interruption coverage
Professional liability insurance icon

Professional liability insurance

Professional liability coverage helps pay for legal fees if a project manager is sued over a mistake or oversight. It's also called errors and omissions (E&O) insurance.

  • Construction project delays
  • Budget overruns
  • Professional mistakes
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers’ comp for businesses of any size in the construction industry. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits over employee injuries
Cyber insurance icon

Cyber insurance

This policy helps construction project managers recover from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.

  • Client notification expenses
  • Fraud monitoring services
  • Data breach investigations
Commercial auto insurance icon

Commercial auto insurance

This policy helps cover the cost of property damage and injuries in an accident involving your business vehicle. Each state has its own requirements for auto liability insurance.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Looking for different coverage? See more policies.

How much does project manager and design professional insurance cost?

Building design professional calculating insurance costs for their business.

A small business with a few workers will pay less for insurance than a larger company.

Factors that affect premiums include:

  • Professional services offered, such as project management or drafting
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Deductibles and other coverage options
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How do I get construction project manager business insurance?

It's easy to get construction project manager insurance and surety bonds if you have your business information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your project management business, whether you’re an employer, contractor, or subcontractor.

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