Business Insurance for Draftsmen

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If a drafter makes an error on a calculation or a CAD drawing that negatively impacts a client, it could result in a lawsuit. Insurance for draftsmen can protect against the legal and financial risks draftsmen face.

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What types of business insurance do draftsmen need?

These insurance policies provide coverage for common risks faced by drafters.

General liability insurance

This policy covers basic drafter risks, including customer property damage and injuries. To save money, bundle this policy with property insurance in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Business owner’s policy

This policy bundles property insurance and general liability insurance in one plan. A BOP is often one of the most cost-effective insurance policies for draftsmen.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

Professional liability insurance

This policy, also called errors and omissions insurance, is important for building design professionals, including draftsmen. It can cover legal fees related to work performance.

BEST FOR

Drafting errors
Accusations of negligence
Contract disputes

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for drafting businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Looking for different coverage? See more policies.

How much does draftsman insurance cost?

Female building design professional doing calculations.

Several factors will have an impact on insurance costs, including:

Drafting services offered
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

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Why do drafters need insurance?

Your complex drawings often include technical details and specific measurements. A simple error can have major repercussions on a project – which could lead to a costly lawsuit. Business insurance for draftsmen shields your business from the high cost of professional liability lawsuits, as well as legal risks associated with injuries, property damage, and more.

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