If a drafter makes an error in a CAD drawing that negatively impacts a client, it could result in a lawsuit. Business insurance shields draftsmen from the high cost of professional liability lawsuits, as well as financial losses from injuries, property damage, and theft.
Drafters can save money on business insurance policies by comparing quotes from top-rated carriers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
These insurance policies cover the most common risks faced by drafters.
A general liability policy covers basic third-party risks, such as a client who trips over a power cable in your office and breaks their smartphone. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for draftsmen to buy commercial property insurance and general liability coverage together.
Professional liability policies cover financial losses when a drafter makes a mistake, such as a design flaw that causes an injury. It's also called errors and omissions insurance (E&O).
Workers’ comp is required in almost every state for drafting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps draftsmen recover from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.
This policy helps cover the cost of property damage and injuries in an accident involving your business vehicle. Each state has its own requirements for auto liability insurance.
A drafter working independently will pay less for small business insurance than a larger company.
Factors that affect premiums include:
It's easy to get drafting business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your drafting business, whether you work independently or hire employees.