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Draftsmen
Business Insurance for Draftsmen
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Draftsmen
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If a drafter makes an error on a calculation or a CAD drawing that negatively impacts a client, it could result in a lawsuit. Insurance for draftsmen can protect against the legal and financial risks draftsmen face.
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Insureon helps drafters compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
What types of business insurance do draftsmen need?
These insurance policies provide coverage for common risks faced by drafters.
General liability insurance
This policy covers basic drafter risks, including customer property damage and injuries. To save money, bundle this policy with property insurance in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Business owner’s policy
This policy bundles commercial property insurance and general liability insurance in one plan. A BOP is often one of the most cost-effective insurance policies for draftsmen.
BEST FOR
- Customer injuries
- Damaged customer property
- Damaged business property
Professional liability insurance
This policy, also called errors and omissions insurance (E&O), is important for building designers, including draftsmen. It can cover legal costs related to work performance.
BEST FOR
- Drafting errors
- Accusations of negligence
- Contract disputes
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for drafting businesses that have employees. It can cover medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Looking for different coverage? See more policies.
Why do drafters need insurance?
Your complex drawings often include technical details and specific measurements. A simple error can have major repercussions on a project – which could lead to a costly lawsuit. Business insurance for draftsmen shields your business from the high cost of professional liability lawsuits, as well as legal risks associated with injuries, property damage, and more.
How much does draftsman insurance cost?
Several factors will have an impact on insurance costs, including:
- Drafting services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
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