Business Insurance for Draftsmen

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If a drafter makes an error on a calculation or a CAD drawing that negatively impacts a client, it could result in a lawsuit. Insurance for draftsmen can protect against the legal and financial risks draftsmen face.

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One application, multiple quotes

Insureon helps drafters compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do draftsmen need?

These insurance policies cover the most common risks faced by drafters.

General liability insurance icon

General liability insurance

This policy covers basic drafter risks, including customer property damage and injuries. To save money, bundle this policy with property insurance in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property insurance and general liability insurance in one plan. A BOP is often one of the most cost-effective insurance policies for draftsmen.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), is important for building designers, including draftsmen. It can cover legal costs related to work performance.

  • Drafting errors
  • Accusations of negligence
  • Contract disputes
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for drafting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Looking for different coverage? See more policies.

Why do drafters need insurance?

Your complex drawings often include technical details and specific measurements. A simple error can have major repercussions on a project – which could lead to a costly lawsuit. Business insurance for draftsmen shields your business from the high cost of professional liability lawsuits, as well as legal risks associated with injuries, property damage, and more.

How much does draftsman insurance cost?

Building design professional doing calculations.

Several factors will have an impact on insurance costs, including:

  • Drafting services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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