Business Insurance for Building Inspectors

A general liability policy covers basic third-party risks, such as a client who trips and breaks an ankle during a home inspection. It's often required for a commercial lease.

A business owner’s policy, or BOP, is a cost-effective way for building inspectors to purchase commercial property insurance and general liability coverage together.

This policy can cover legal costs in disputes related to a building inspector's work performance. It’s also called errors and omissions insurance or E&O insurance.

Most states require workers’ comp for building inspection businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

This policy helps building inspectors recover from a data breach or cyberattack. It's strongly recommended for any small business that handles sensitive information.

This policy helps cover the cost of property damage and injuries in an accident involving a building inspector's vehicle. Each state has its own requirements for auto liability insurance.