Business Insurance for Building Inspectors

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Building Inspection
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If a building inspector misses structural issues that lead to major damages, a client could sue. Building inspector business insurance protects you from legal bills and other financial losses.

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Insureon helps building inspectors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do building inspectors need?

These policies cover the most common risks faced by building inspectors.

General liability insurance icon

General liability insurance

This policy covers basic building inspector risks, including client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance in one plan. A BOP is one of the most cost-effective types of commercial insurance for building inspectors.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It can cover legal costs in disputes related to a building inspector's work performance.

  • Inspection errors
  • Accusations of negligence
  • Zoning or regulatory oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers’ comp for building inspection businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

Why do building inspectors need business insurance?

Building inspectors face several risks. They might cause accidental damage to a property during an inspection, or the building inspection report could contain errors that impact a real estate transaction. Building inspector insurance can pay for property repairs and legal expenses if an inspector is sued, along with other unexpected costs.

How much does building inspector insurance cost?

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Several factors can affect insurance costs, including:

  • Building inspection services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
  • Type of insurance purchased
View Costs
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Building Inspection