If a building inspector misses structural issues that lead to major damages, a client could sue. Building inspector business insurance protects you from legal bills and other financial losses.
These policies cover the most common risks faced by building inspectors.
This policy covers basic building inspector risks, including client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
This policy bundles property insurance and general liability insurance in one plan. A BOP is one of the most cost-effective types of commercial insurance for building inspectors.
This policy is also called errors and omissions insurance (E&O). It can cover legal costs in disputes related to a building inspector's work performance.
Most states require workers’ comp for building inspection businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.