If a building inspector misses structural issues that lead to major damages, a client could sue. Building inspector business insurance protects you from legal bills and other financial losses.
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These policies provide coverage for common risks faced by building inspectors.
This policy covers basic building inspector risks, including client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
This policy bundles property insurance and general liability insurance in one plan. A BOP is one of the most cost-effective types of commercial insurance for building inspectors.
This policy is also called errors and omissions insurance (E&O). It can cover legal costs in disputes related to a building inspector's work performance.
Workers’ compensation insurance is required in almost every state for building inspection businesses that have employees. It can cover medical costs for work-related injuries.
Several factors can affect insurance costs, including: