Business Insurance for Building Inspectors

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Building Inspection

Or call us at (800) 688-1984

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Save money by comparing insurance quotes for building inspectors

If a building inspector misses structural issues that lead to major damages, a client could sue. Building inspector business insurance protects you from legal bills and other financial losses.

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Insureon helps building inspectors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do building inspectors need?

These policies provide coverage for common risks faced by building inspectors.

General liability insurance

This policy covers basic building inspector risks, including client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Business owner’s policy

This policy bundles property insurance and general liability insurance in one plan. A BOP is one of the most cost-effective types of commercial insurance for building inspectors.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It can cover legal costs in disputes related to a building inspector's work performance.

BEST FOR

Inspection errors
Accusations of negligence
Zoning or regulatory oversights

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for building inspection businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Looking for different coverage? See more policies.

Why do building inspectors need insurance?

Building inspectors face several risks. They might cause accidental damage to a property during an inspection, or the building inspection report could contain errors that impact a real estate transaction. Building inspector insurance can pay for property repairs and legal expenses if an inspector is sued, along with other unexpected costs.

How much does building inspector insurance cost?

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Several factors can affect insurance costs, including:

Type of building inspection services offered
Business equipment and property
Revenue
Location
Number of employees

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