Workers' compensation insurance
State laws for workers’ compensation

Because state laws regulate workers’ comp, you’ll need to research the laws in your state to find the requirements for your business or consult with a licensed Insureon agent.

Workers' compensation insurance
What are the penalties for not having workers’ compensation?

Business owners who don’t purchase workers’ comp insurance when it’s required could face penalties ranging from fines to jail time.

Business insurance glossary
Workers’ compensation state fund

Some states have workers’ compensation state funds that provide insurance for employee injuries and illnesses and protections for business owners.

Small business insurance
Is business insurance required by law?

Most states require businesses with employees to purchase workers’ compensation insurance. Sometimes other policies are required, as well.

Business insurance glossary
Workers’ compensation class codes

Workers’ comp class codes are numbers that insurers use to classify companies and employees by exposure to risks.

Business insurance glossary

A tortfeasor is someone who commits a wrongful act, causing another party to suffer a personal or financial loss.

Business insurance glossary

A tort is a wrongful act that harms a third party, either an individual or a business.

Business insurance glossary
Standard of care

Standard of care refers to a professional's duty to act reasonably and provide quality services. If you fall short of the standard of care, a client usually has the right to sue.

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