Legal

Because state laws regulate commercial auto insurance, it's important to know the requirements for your business based on where you are located. Learn more about the laws for commercial auto insurance in your state.

Because state laws regulate workers’ comp, you’ll need to research the laws in your state to find the requirements for your business or consult with a licensed Insureon agent.

Business owners who don’t purchase workers’ comp insurance when it’s required could face penalties ranging from fines to jail time.

Most states require businesses with employees to purchase workers’ compensation insurance. Sometimes other policies are required, as well.

Some states have workers’ compensation state funds that provide insurance for employee injuries and illnesses and protections for business owners.

Workers’ comp class codes are numbers that insurers use to classify companies and employees by exposure to risks.

Slander is a false, defamatory statement that maligns or harms the reputation of an individual or organization.

Standard of care refers to a professional's duty to act reasonably and provide quality services. If you fall short of the standard of care, a client usually has the right to sue.

A tortfeasor is someone who commits a wrongful act, causing another party to suffer a personal or financial loss.

A tort is a wrongful act that harms a third party, either an individual or a business.

Libel is the publication or display of untrue and defamatory statements or images that harm the reputation of an individual or organization.

Exclusive remedy is a workers' comp provision that prohibits injured employees from suing their employer if they are receiving workers' comp benefits.

Arbitration is an alternative to going to court over a business dispute. Instead, a neutral third party is recruited to settle the dispute.

A claimant is someone who files a request to receive payment under the terms of an insurance policy.

A claim is an official request for payment from an insurance company.