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Insureon Small Business Institute

The U.S. is home to more than 27.9 million small and micro businesses. Insureon is proud to help more than 30,000 of them protect their accomplishments with insurance. Browse this page to learn the latest about what your peers and competitors in the micro business sector are experiencing and how they're impacting the larger U.S. and global economy.

Report: Small Commercial Insurance Online Pricing Index, Q2 2014

In Q2 2014,small-business growth contributed to the continuing economic recovery nationwide. With 281,000 jobs added, small business job growth was significantly greater than during the same period in 2013. Gains in hiring and productivity were, predictably, accompanied by slight increases in the prices of small commercial insurance policies. The Small Commercial Insurance Online Price (SCIOP) Index for the second quarter of 2014 was +2.61%. 
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Report: Small Commercial Insurance Online Pricing Index, Q1 2014

In the first quarter of 2014, small businesses continued to see steady growth, adding 206,000 new jobs. While this pace was slightly slower than that of Q1 2013, other indications suggest a recovering job market. Among them was the SCIOP Index for Q1 2014, which showed price increases of +3.3 percent across the four small business insurance coverage types tracked.
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Report: Small Commercial Insurance Online Pricing Index, Q4 2013

Small business boomed in the fourth quarter of 2013, adding 70 percent of the economy's new jobs in December. Notably, more than 23 percent of new jobs were added at businesses with fewer than 20 employees in 2013's final month. As in Q3 2013, price increases in the small commercial online sector were slightly lower than those for commercial insurance more generally.
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Report: Small Commercial Insurance Online Pricing Index, Q3 2013

In the third quarter of 2013, small business insurance policies purchased online showed smaller price increases than those reported in the overall commercial insurance market. Download the inaugural SCIOP Index report for a detailed analysis of how policy prices fluctuated within various industries and various states.
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Small and Micro Businesses: America's Growth Engine

Micro businesses are growing in number, revenue, and as a percentage of total U.S. businesses. But they remain vastly under-insured, paying a whopping $35.6 billion in liability costs out of pocket each year. Read the full report for an analysis of factors influencing the coverage shortfall and insureon's recommendations for correcting it.
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