Kentucky

BUSINESS INSURANCE KENTUCKY
Kentucky Insurance License: 728102

The state of Kentucky offers many perks to the prospective and current small-business owner. As seen on Kentucky’s Cabinet for Economic Development website, the Bluegrass State boasts the lowest business costs in the whole country, thanks to a competitive tax structure and utility rates that are more than 25 percent lower than the national average.

It’s also in the middle of everything, with 14 interstates and major highways connecting you to over 60 percent of the entire American population – all within a 600 mile radius. When you’re ready to launch a business in Kentucky or take a business you own to the next level, be sure to build a small business insurance plan that will honor and protect your new investment.

Kentucky Business Insurance Savings Tips

  • Planning to rent your workspace? Be sure to pick up an affordable “contents-only” Property Insurance policy. Your landlord’s policy probably excludes coverage for your things, and you don’t want to have to pay out of pocket if a storm blows through and destroys your property.
  • Want to save money on your Workers’ Compensation policy? Look into excluding yourself, partners, and other LLC members from coverage. This can reduce your premium and save you thousands.
  • Consider Umbrella Insurance. This coverage adds an extra cushion to the limits on several primary liability policies, including General Liability Insurance. That way, if tragedy strikes and breaks your policy’s limit, you won’t be coughing up extra cash out of your own bank account.

Kentucky Business Insurance Licensure Information

In Kentucky, insurance agents, agencies and brokers are licensed by the Kentucky Department of Insurance. Insureon is licensed in Kentucky as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (DOIID: 728102) and for Surplus Lines (DOIID: 728102). Verify our licensure with the Kentucky Department of Insurance Agent/Agency Search.

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