Iowa

BUSINESS INSURANCE IOWA
Iowa Insurance License: 1002051596

Iowa is a great place for new business owners to put down roots. According to the Iowa Economic Development website, the Hawkeye State has the second-lowest cost of doing business in the country (for comparison, neighbor Illinois is ranked 33rd).

And the economy keeps growing. For example, between 2001 and 2011, Iowa manufacturing exports grew 179 percent. Iowa’s growth in bioscience industries such as agricultural feedstock and chemicals, drug and pharmaceuticals, and research, testing, and medicine has far outstripped the national average.

A healthy economy and low cost of living means small businesses like yours can maximize profits. But before you get too carried away with all Iowa has to offer, you need to make sure you have a small business insurance plan to place to protect your investment.

Iowa Savings Tips

  • Starting your business from home? Take a look at your Homeowner’s Insurance policy. You’ll likely find that business equipment (even computers and other electronics) is not covered. You’ll need an inexpensive Commercial Property Insurance policy to fill that gap in coverage.
  • Are you prepared for the worst? Sometimes, unexpected tragedy can cost more than your liability insurance can pay for. But when you add Umbrella Insurance to your plan, you add protection to multiple policies – like General Liability and Commercial Auto – so you won’t have to pay extra expenses out of pocket.
  • Customize with riders. Your business may face exposures that others don’t have to worry about. Luckily, you can add specialized protection to primary policies. For example, if you often travel with business property or equipment, you may need an Inland Marine Insurance rider on your Property Insurance.

Iowa Business Insurance Licensure Information

In Iowa, insurance agents, agencies and brokers are licensed by the Iowa Insurance Division. Insureon is licensed in Iowa as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (License #1002051596). Verify our licensure with the Iowa Insurance Division Licensee Lookup.

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