Ohio

BUSINESS INSURANCE OHIO
Ohio Insurance License: 41170

Did you know that in Ohio, small-business owners and entrepreneurs are eligible for a 50 percent tax deduction on their first $250,000 of business income, thanks to the tax cuts that were approved for 2014? (Read more about the development in the Ohio Department of Taxation's press release, "Ohio Tax Commissioner Issues Alert to All Ohio Small Business.") The reforms will end up saving taxpayers $2.7 billion over the next three years. The other benefits of setting up shop in Ohio? It has a relatively low sales tax (5.75 percent) and a corporate tax burden of only 0.57 percent, giving Ohio a competitive corporate income tax structure.

If you're ready to take the plunge and build a thriving business in Ohio, you'll want to protect your investment with adequate small business insurance. Insureon offers the policies that safeguard your business, from Professional Liability and General Liability to Property and Workers' Comp coverage.

Ohio Savings Tips

  • To meet contract requirements or cover potential losses, many companies need to add coverage to their existing general liability or other insurance policies. Excess liability insurance, also called "umbrella insurance," is an easy and affordable way to add millions of dollars in coverage for a very affordable price.
  • When buying insurance, it pays to shop for the best rate. Rather than spending time calling multiple agencies and filling out lots of applications, simply complete one online application for all coverages at Insureon. You'll receive multiple quotes in 24 hours or less, and can start coverage immediately.
  • Keeping your employees safe is good business. Ohio's Bureau of Workers' Compensation offers coverage directly to small business owners, while also offering injury-prevention services and consultants to provide on-site services for Ohio businesses. See the Ohio Bureau of Workers' Compensation site for details.

Ohio Business Insurance Licensure Information

In Ohio, insurance agents, agencies and brokers are licensed by the Ohio Department of Insurance. Insureon is licensed in Ohio as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (License #41170) and for Surplus Lines (License #41170). Verify our licensure with the Ohio Department of Insurance Agent / Agency Locator.

Ohio Business Links

  1. NOAA National Climatic Data Center: Annual average number of tornadoes, 1953–2004
  2. PAH Webmaster (2005-11-02): 1925 Tri-State Tornado
  3. Ohio Workers Compensation Rules
  4. Ohio Department of Insurance
Additional Resources
Advertising Injury eBook

What it is, how to avoid it, and what to do if you face an advertising injury lawsuit.

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Guide to avoiding professional negligence claims or dealing with them when they come.

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Insurance Resources

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Sample Certificate

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