Texas

BUSINESS INSURANCE TEXAS
Texas Insurance Licenses: 1621975 and 1624752

Everything is bigger in Texas, except for small businesses. By definition, those have to be sort of small. But that doesn't mean they can't grow and succeed.

Whether you want to set up shop in the booming suburbs of Houston, under the bat-filled skies of Austin, or somewhere out on the prairie serving the needs of old-school cowboys, Texas is full of opportunity for enterprising spirits. After all, with the second-largest economy in the United States and the most land in the lower 48, it's not hard to see why someone would want to do business in a state large enough and feisty enough to be its own country.

The Lone Star State has a history of independence, and the business world is no exception. Small businesses and entrepreneurs are a critical part the Texan economy, and things keep getting better for them. In the past decade, the state's economy has grown despite nationwide economic troubles, and the number of self-employed people and new establishments has risen significantly.

It's the perfect time to set yourself apart from the herd and start that business you've been dreaming of. But to keep your dream alive, make sure you're protected with the appropriate small business insurance. There are risks that come with being independent, but adequate coverage gives you the peace of mind to enjoy that freedom.

Texas Business Insurance Savings Tips

  • Reduce your Property Insurance premiums by choosing a cash-value policy, which only reimburses your business for the current depreciated value of its property (not its original price). Depending on the kinds of tools, equipment, electronics, and other property you own, this policy might be a smart way to save.
  • If an employee is injured at work, you can reduce the burden on your Workers' Comp Insurance and mitigate future premium increases by asking them return to work part-time or in a different capacity when they are healthy enough to do so.
  • Clearly document all performance reviews with your employees. If you are sued for improper termination, you'll need to show evidence of an employee's unsatisfactory performance. This documentation can protect you in court.

Texas: Where Bigger is Better for Small Businesses

From the earliest days of Daniel Boone to the technological breakthroughs of the space program, Texans have never been afraid to blaze their own trail, which is one of the reasons the Lone Star State boasts more than 2.2 million small businesses. It is easy to see why Texas has led the country in job growth for four straight years.

Whether you run a small tourism business in Galveston or work as a contractor outfitting luxury homes in Dallas, small business insurance is important for protecting the business you built from the ground up.

Texas Business Insurance Licensure Information

In Texas, insurance agents, agencies and brokers are licensed by the Texas Department of Insurance. Insureon is licensed in Texas as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (License #1621975) and for Surplus Lines (License #1624752). You can verify our licensure with the Texas Department of Insurance using the Agency License Search by entering either of our Texas state license numbers (1621975 and 1624752) into the field marked "License Number."

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