South Carolina

BUSINESS INSURANCE SOUTH CAROLINA
South Carolina Insurance License: 175978

Why choose South Carolina as the home for your business? With no state property tax, no local income tax, no inventory tax, no sales tax on materials for finished products, no wholesale tax, and a favorable corporate income tax structure, South Carolina is a lucrative environment for small businesses. You can learn more about the Palmetto State's business incentives on the South Carolina Department of Commerce's page, "Growth Incentives."

But no matter where you live and work, an unexpected disaster or lawsuit could derail your business. And in South Carolina, the risk of tropical storms, wind damage, and heavy rain could mean property damage and business interruption. So even with every advantage in your favor, your business needs an extra edge to stay ahead when the forces of nature try to hold you back. Luckily, adequate business insurance can help you weather the twists and turns that come your way.

South Carolina Savings Tips

  • Thanks to its coastal location, South Carolina is at high risk for the heavy rain and high winds that often come along with hurricane season. But not all property insurance policies come standard with flood and wind coverage. Ask the hurricane insurance experts at Insureon to help you ensure you have the coverage you need to protect your business during hurricane season.
  • South Carolina has seen its share of earthquakes. In fact, back in 1886, a quake in Charleston measured 7.3 magnitude—the worst ever in the Southeastern United States. 1 If you live and work along the central coastline of the state, adding earthquake protection to your property policy may be a wise investment.
  • South Carolina's workers' comp insurance laws can be confusing. The South Carolina insurance experts at Insureon know the laws inside and out, and are happy to work with you to ensure that your business is fully compliant.

South Carolina Business Insurance Licensure Information

In South Carolina, insurance agents, agencies and brokers are licensed by the South Carolina Department of Insurance. Insureon is licensed in South Carolina as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (License #175978). Verify our licensure with the South Carolina Department of Insurance Licensee Look-up.

South Carolina Business Links

  1. NOAA National Climatic Data Center: Annual average number of tornadoes, 1953–2004
  2. PAH Webmaster (2005-11-02): 1925 Tri-State Tornado
  3. South Carolina Workers Compensation Rules
  4. South Carolina Department of Insurance
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