What's Small Business Insurance?

You did it. You had an idea, created a business, and now you're building it from the ground up. If you haven't yet thought about whether or not you need business insurance to protect your investment, now is a good time to start.

If you're already having nightmares about stacks of paperwork and seemingly endless procedures, don't worry! Luckily, buying business insurance just ain't what it used to be. There are more resources for small-business owners out there today than ever before. Arming yourself with the knowhow you need and receiving multiple quotes on insurance to help you compare rates and coverage are now things you can achieve from the comfort of your desk.

Why Do I Need Small Business Insurance?

Many people who have just started a business may not realize how much they're liable for. Running your own company can be lucrative and exciting – but it can also come with more than its fair share of risks. Without a way to manage and mitigate these risks with insurance, an unforeseen problem or lawsuit out of left field could bankrupt the business you're working so hard to build. The various types of small business insurance available can turn a minimal monthly investment into a financial superhero that can keep your business afloat if disaster strikes.

So what's the "best" plan for small business insurance? Well, there isn't one – each business comes with its own unique attributes and risks that will determine what level and type of business insurance coverage will protect it adequately. It is very possible to get a remarkably comprehensive package at a monthly rate that won't break your fledgling business budget. Browse some of the other resources here on the website or chat with an agent to find out more about the different types of basic business insurance, and how to get started on getting your business covered. If (and when) the unforeseen strikes, you'll be glad you did.