Compare Quotes for Cheap Small Business Insurance
You can't take insurance out for a test drive, but there are other ways to compare. Start by completing an application with Insureon – it only takes about 15 minutes, and it's the quickest way to get quotes from multiple top-rated carriers.
We'll send you quotes via email so it's easy for you to review coverage terms, compare prices, and find an affordable policy that meets your needs.
But keep in mind: the cheapest small business insurance policy isn't necessarily the best. When you're comparing your quotes, consider these factors, too:
- Carrier ratings. Independent agencies like A.M. Best rate the financial strength of insurance companies. A cheap policy from a low-rated insurer may mean the coverage isn't that great.
- Deductible. A high deductible can make your insurance premium more affordable, but remember that you're responsible for paying the entire deductible amount before you can collect benefits.
- Policy limits. Your policy limit is the total amount your insurer will pay on claims. A lower limit usually means a cheaper premium, but it also means less coverage. Ask your agent how much is enough for you.
- Inclusions and exclusions. Inclusions are the events a policy covers and exclusions are the ones it doesn't. Cheap insurance isn't a good deal if common risks aren't covered.
That's a lot to consider, so here's a shortcut: talk to your agent. They can walk you through your offers and help make sure you get the appropriate coverage at the most affordable price.
(Not sure who your agent is? If you've already submitted an application, they should have emailed you. If you haven't yet, you'll get an agent as soon as you apply!)