Tennessee Workers' Compensation laws make it legally mandatory for every employer with more than five employees to carry insurance coverage for work-related accidents. Corporate officers are included in this headcount, even if they are ultimately excluded from coverage in your policy.
TN Workers' Comp: Key Details
- Sole proprietors, LLC members, and partners in TN are not automatically protected by their Workers' Comp coverage, but may elect to be covered by their policy.
- Subcontractors and anyone in the construction industry are required to carry Workers' Compensation Insurance, even if they only have one employee.
- There is no state fund for Tennessee. Workers' Compensation must be purchased from a commercial insurance company or provided through self-insurance.
Want more information about Workers' Comp laws in Tennessee? Visit the state's Department of Labor and Workforce Development.