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In Connecticut, all businesses with one or more employees (full-time, part-time, or contract) are required by law to have Workers' Compensation Insurance except those able to self-insure.

CT Workers' Comp: Key Details

  • Sole proprietors in Connecticut can purchase WC for themselves, but are not required to.
  • Exemptions to mandatory coverage include…
    • Private household employees who work 26 hours or less per week.
    • Sole proprietors, multiple member LLC's, corporate officers, and partnerships do not have to cover themselves. They must always provide coverage for their employees, though.
  • In CT, insurance is purchased through commercial providers unless the business is approved by the state to self-insure.

For more details on Connecticut's Workers' Comp laws, visit the State of Connecticut Workers' Compensation Commission page.

Workers' Compensation Insurance Laws By State