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Alaska's Workers' Compensation Insurance Law

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The Alaska Workers' Compensation Act requires employers with one or more employees in Alaska to carry Workers' Compensation Insurance.

AK Workers' Comp: Key Details

  • Sole proprietors in Alaska can cover themselves with their Workers' Compensation policy.
  • Sole proprietors can also opt out of covering themselves if they choose.
  • Your company must carry the coverage if you have any employees; however, exceptions include…
    • Sole proprietors in a sole proprietorship and general partners in a partnership.
    • Executive officers in a nonprofit corporation and members in a member-managed LLC.
    • Part-time babysitters, non-commercial cleaning persons, harvest help and similar part-time or transient help.
    • Sports officials for amateur events, contract entertainers, commercial fishers, and taxicab drivers whose compensation is by contractual arrangement.
    • A participant in the Alaska Temporary Assistance Program (ATAP).
    • Professional hockey team players and coaches if those persons are covered under a health care insurance plan.
  • There are substantial civil and criminal penalties that apply to an Alaskan employer who fails to maintain coverage or fails to pay compensation.
  • Employers in AK must purchase coverage through a commercial insurance provider. Self-insurance is allowed for qualifying businesses.

Want more details about Alaska's Workers' Comp requirements? Visit the Alaska Department of Labor and Workforce Development.

Workers' Compensation Insurance: Further Reading

See Workers' Comp Laws Where You Live

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