Topic

Property insurance

Business insurance glossary
Property insurance

Commercial property insurance is a form of insurance that protects the property owned by your business – your building, equipment, store fixtures, and more. It pays to replace or restore stolen items and items damaged or destroyed by fires, windstorms, and other events.

Business insurance glossary
Named perils

Named perils coverage is a type of commercial property insurance that only protects you against losses your policy specifically lists.

Fidelity bonds
Employee dishonesty coverage

Employee dishonesty coverage insures business owners or their clients against employee theft.

Business insurance glossary
What is Property Damage?

Property damage involves the harm, breaking, or impairment of something your business owns. This can include your work vehicles, business property, and items they contain—such as office equipment and merchandise.

Property insurance
What is commercial property insurance?
Commercial property insurance covers the cost of repairing or replacing damaged or lost business property. Compare free quotes online from top insurance companies today.
Property insurance
What does commercial property insurance cover?

Business property insurance can pay for repair or replacement of stolen, damaged, or destroyed business property.

Business insurance glossary
Actual cash value

The actual cash value (ACV) is the current value of an insured item.

Business insurance glossary
Replacement value

The replacement value is how much it would cost to buy a brand-new replacement for a destroyed or stolen item.

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