Product liability insurance
Product liability insurance is included in most general liability insurance policies. The cost depends on your risk of customer lawsuits related to your products or completed services.
Product liability insurance covers your legal expenses when a product that you manufacture or sell causes an injury, illness, or other damages.
A defective product can harm your customers, as well as impact your business's reputation and finances. Product liability insurance helps cover the cost of lawsuits when a product you made or sold causes harm.
Product liability insurance is a key policy for retailers, manufacturers, and other businesses that could be sued over a product. Review some of the most frequently asked questions about this coverage.
A business could face a wrongful death lawsuit if a product that it made or sold resulted in someone's death. Product liability insurance can protect your business from legal expenses, reputational damage, and other fallout.
Product recall insurance can provide strong financial protection for businesses that have to carry out a product recall. This coverage isn't included with general liability insurance, but it can be added as a rider.