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Money management

Business insurance glossary
Quote

A quote is an estimate of what you’ll pay for insurance from a specific insurance company.

Commercial umbrella insurance
How much does commercial umbrella insurance cost?

Commercial umbrella insurance costs about $40 per month for each $1 million of additional coverage. Your level of risk and how much coverage you buy determine the cost of this policy.

Workers' compensation insurance
How much does workers’ compensation insurance cost?

Every state has its own rules when it comes to workers’ compensation insurance, so the cost of a policy will depend on where your employees are located. Companies with more employees and greater risks pay higher rates for workers' compensation coverage, because they’re more likely to face workplace injuries.

Commercial auto insurance
How much does commercial auto insurance cost?

Commercial auto insurance covers the vehicles owned by a business. The cost depends on the number of vehicles, their value, and their business use, among other factors.

Errors & omissions insurance
How to find cheap errors and omissions  (E&O) insurance 

Your small business can save money on errors and omissions insurance by avoiding claims and choosing a higher deductible, among other methods. Learn how you can pay less on E&O and still get the protection you need.

Small business insurance
Is business insurance tax deductible?

Small business owners can typically deduct the cost of business insurance from their taxable income.

Hired & non-owned auto insurance
How much does hired and non-owned auto insurance cost?
Hired and non-owned auto insurance covers vehicles that your business uses but does not own. The cost of the policy depends on several factors, including how many and the type of vehicles you use.
Business insurance glossary
Replacement value

The replacement value is how much it would cost to buy a brand-new replacement for a destroyed or stolen item.

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