Independent contractors
Commercial auto insurance provides protections for vehicles owned by a business. If you use personal or rented vehicles for work, you might need hired and non-owned auto insurance.
If you’re self-employed or an independent contractor, your personal car insurance might not cover you in a work-related accident.
An independent contractor is self-employed and provides services to other businesses and the general public. Some independent contractors prefer the title of freelancer, which is often used by those in creative fields.
Learn how professional liability insurance protects independent contractors and those that are self-employed from the costs of lawsuits related to work performance. Compare quotes online for free...
Misclassifying employees on a workers’ comp policy can result in fines and potential lapses with coverage. To avoid misclassification, make sure to assign the correct workers’ compensation class codes to your employees.
A workers’ compensation ghost policy can help self-employed business owners land clients and comply with state laws. Here’s everything you need to know about getting a ghost policy for workers’ comp.
