Topic

Independent contractors

Workers' compensation insurance
How to avoid employee misclassification lawsuits and penalties

Misclassifying employees on a workers’ comp policy can result in fines and potential lapses with coverage. To avoid misclassification, make sure to assign the correct workers’ compensation class codes to your employees.

Workers' compensation insurance
Workers' compensation for the self-employed and independent contractors
Workers’ comp insurance is required for businesses with employees. If you’re self-employed or an independent contractor, you still may need this coverage. Learn why and how it can protect you.
Professional liability insurance
Professional liability insurance for independent contractors

When an independent contractor working for your business makes a mistake, your business could be held accountable. For adequate protection, both your business and your contractors should carry professional liability insurance.

Errors & omissions insurance
Errors and omissions insurance for independent contractors

Errors and omissions insurance (E&O) often doesn’t cover the mistakes made by independent contractors working for your business. To protect yourself from lawsuits, you may want to require contractors to carry coverage.

General liability insurance
General liability insurance for independent contractors
Independent contractors have the same legal obligations and liability exposure as large firms. Find out why general liability insurance is essential and compare quotes online with Insureon.
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