Independent contractors

Home-based businesses
Learn about business insurance for your home business and compare quotes from top carriers with an easy online application from Insureon.
Commercial auto insurance

If you’re self-employed or an independent contractor, your personal car insurance might not cover you in a work-related accident.

Business insurance glossary

An independent contractor is self-employed and provides services to other businesses and the general public. Some independent contractors prefer the title of freelancer, which is often used by those in creative fields.

Workers' compensation insurance

A workers’ compensation ghost policy can help self-employed business owners land clients and comply with state laws. Here’s everything you need to know about getting a ghost policy for workers’ comp.

Errors & omissions insurance
Learn how errors and omissions insurance (E&O) protects independent contractors from the costs of lawsuits related to their work performance. Compare quotes online for free with Insureon.
Commercial auto insurance

Commercial auto insurance provides protections for vehicles owned by a business. If you use personal or rented vehicles for work, you might need hired and non-owned auto insurance.

Workers' compensation insurance
Workers’ comp insurance is required for businesses with employees. If you’re self-employed or an independent contractor, you still may need this coverage. Learn why and how it can protect you.
Professional liability insurance

Learn how professional liability insurance protects independent contractors and those that are self-employed from the costs of lawsuits related to work performance. Compare quotes online for free...

General liability insurance
Independent contractors have the same legal obligations and liability exposure as large firms. Find out why general liability insurance is essential and compare quotes online with Insureon.
Workers' compensation insurance

Misclassifying employees on a workers’ comp policy can result in fines and potential lapses with coverage. To avoid misclassification, make sure to assign the correct workers’ compensation class codes to your employees.

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