Commercial auto insurance

Commercial auto insurance is required for business-owned vehicles. Find out how to get a policy, what type of coverage you need, and the answers to other frequently asked questions.

The cost of your commercial auto insurance policy is based on several variables, such as where you work, your driving history, and what vehicle you are operating.

Hired and non-owned auto insurance (HNOA) covers vehicles that your business uses but does not own. The cost of the policy depends on several factors, including how many and the type of vehicles you use.

Hired and non-owned auto insurance can help cover legal costs from an accident involving a vehicle that your business uses but does not own.

Because state laws regulate commercial auto insurance, it's important to know the requirements for your business based on where you are located. Learn more about the laws for commercial auto insurance in your state.

Commercial auto insurance covers the vehicles owned by a business. The cost depends on the number of vehicles, their value, and their business use, among other factors.

Commercial auto insurance covers the cost of accidents involving business-owned vehicles. It also covers vehicle theft, vandalism, and certain types of vehicle damage.

Commercial auto insurance covers legal fees and other expenses if a business-owned vehicle is involved in an accident. Although not required, it's strongly recommended for all commercial vehicles in Virginia.