Business owner's policy

Business insurance glossary
Equipment breakdown coverage

Equipment breakdown coverage is a form of commercial insurance that provides funds to repair or replace damaged machinery or equipment that has suffered a mechanical or electrical failure.

Fidelity bonds
Employee dishonesty coverage

Employee dishonesty coverage insures business owners or their clients against employee theft.

Business insurance glossary
Business owner’s policy

A business owner’s policy (BOP) is defined as the combination of two important forms of insurance – commercial property and general liability – into one convenient package. Business owner’s policies usually cost less than buying the two coverages separately.

Business owner's policy
Business owner’s policy for building design companies
Insureon helps building design companies, architects, and engineers compare business owner’s policy quotes from top carriers with an easy online application.
Business owner's policy
What is a business owner’s policy?
A business owner’s policy (BOP) covers common customer lawsuits and business property damage at a discounted price. Start a free online application today.
Business owner's policy
Business owner’s policy requirements

Insureon’s licensed agents typically recommend a business owner’s policy for its coverage and affordability. Learn which businesses are eligible, how to take advantage of a BOP's flexibility, and when a business needs one.

Business owner's policy
How to apply for a BOP and get proof of coverage

Applying for a business owner's policy is similar to applying for general liability insurance and commercial property insurance separately. A BOP bundles these policies at a discount, but not all businesses are eligible.

Small business insurance
Small business insurance policies: How are they different?

Find out how commercial insurance policies differ and which ones will benefit your business.

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