Business insurance tips

Most states require businesses with employees to purchase workers’ compensation insurance. Sometimes other policies are required, as well.

Both general liability insurance and a business owner's policy provide basic protection for your small business, so which one is right for you? Find out which policy fits best by taking a closer look at their benefits and differences.

General liability insurance and errors and omissions insurance both protect businesses against common liabilities, but they cover different types of lawsuits. 

General liability and professional liability insurance both protect against common small business liabilities, but cover two different types of lawsuits. You may need to purchase one or both policies depending on your risks.

Both general liability insurance and workers' compensation insurance provide coverage when someone is injured at your business. Learn the benefits offered by each policy and whether it's necessary for your business.

Cyber liability insurance and technology errors and omissions insurance both cover data breaches at IT businesses. The type of coverage your business needs depends on whether a cyberattack could damage your company, your clients, or both.

Every business can benefit from having commercial insurance, and some policies are required by law.

Take a few simple steps to evaluate your risks and compare policies online before purchasing small business insurance.