Learn about business insurance requirements and the most common policies for lawyers in Ohio.
If you have a commercial lease, your property manager may require you to purchase general liability insurance. Commonly purchased by lawyers in Ohio, general liability insurance can protect your business from expenses associated with common mishaps, such as client property damage and injuries.
State law in Ohio requires every small business with employees to provide workers’ compensation insurance through the state fund. Businesses that own a vehicle must purchase commercial auto insurance and meet state requirements for auto liability coverage.
Ohio lawyers most often buy these insurance policies. You may need some or all of these policies depending on the specifics of your business, such as the number of employees and requirements outlined in contracts and leases.
A small law firm might qualify for a business owner’s policy. This package helps your business save money by bundling commercial property insurance with general liability insurance at an affordable rate.
General liability insurance is the foundation of a lawyer’s business protection, with coverage that extends to client injuries, client property damage, and advertising injuries. Most commercial leases require you to have this coverage.
If you own a law firm in Ohio that has employees, you are required to carry workers’ compensation coverage through the state fund. This policy helps pay for medical expenses and partial lost wages following a work injury.
The typical lawyer in Ohio can expect to pay less than the national median for business insurance, according to an analysis of Insureon's customer data.
For example, the median annual cost of a business owner’s policy for a lawyer in Ohio is $916, slightly less than the national median of $1,000. Similarly, the median annual premium for general liability insurance for Ohio lawyers is $425, much less than the national median of $633.
Insureon’s industry-leading technology helps lawyers in Ohio save time and money shopping for insurance by comparing policies from top U.S. carriers. Start a free online application to review quotes for the policies that best fit your business. Our insurance agents are licensed in Ohio and can answer your questions as you consider coverage.
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