Workers' Compensation Laws in Louisiana
All employers must provide Workers' Compensation Insurance for their employees, whether they are part-time, contractors, or full-time workers. Some professions are exempt (see below). Business owners must also show proof that they have the financial means to carry Louisiana Workers' Comp coverage.
LA Workers' Comp: Key Details
- Sole proprietors, partners, corporate officers, and LLC members are included in Workers' Compensation coverage, but can elect to be excluded.
- Exceptions to Louisiana's Workers' Comp laws are:
- Any employee of a private residential householder or of a private unincorporated farm.
- Musicians and performers whose services are related to a performance contract.
- Employees covered by the Federal Employer's Liability Act, the Longshoremen's and Harbor Workers' Compensation Act, and the Jones Act.
- Any employer acting as a common carrier while engaged in interstate or foreign trade by railroad.
- The crews of any airplane working in dusting or spraying operations.
- Unpaid officers and members of boards of directors of certain nonprofit organizations.
- All real estate brokers or sales agents licensed to do business in the State of Louisiana.
- Any person whose work duties include the exploration, development, production, or transportation of minerals.
- You can purchase Workers' Comp through a private insurance company or through Louisiana Workers Compensation Corporation, a competitive state-administered fund. If eligible, your business may also self-insure.
Want more information on Louisiana's Workers' Compensation laws? Visit the Louisiana Workforce Commission.