Business Insurance for Life and Health Insurance Agents

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Save money by comparing insurance quotes for life and health agents

If clients claim that you misrepresented a policy's benefits, or gave advice that led to insufficient coverage, you could face a lawsuit. Protect yourself with insurance designed for life and health agents.

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One application, multiple quotes

Insureon helps life and health agents compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do life and health insurance agents need?

These policies provide coverage for risks often faced by life insurance agents.

General liability insurance icon

General liability insurance

This policy covers basic life and health agent risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance. It's often a cost-effective type of commercial insurance for independent health insurance agents.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Errors and omissions insurance icon

Errors and omissions insurance

E&O insurance helps shield life and health insurance agents from professional liability lawsuits. It can cover legal fees related to work performance and mistakes.

  • Dissatisfied clients
  • Accusations of negligence
  • Work errors
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for life and health agencies that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

How much does insurance cost for life and health insurance agents?

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Several factors have an impact on insurance costs, including:

  • Life and health insurance services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Why do life and health agents need business insurance?

Life and health agents face substantial professional risks. For example, a client could claim that you misrepresented a policy's benefits, or failed to recommend adequate coverage. With life and health agent insurance, your business can survive lawsuits, injuries, property damage, and other unexpected situations.

Compare insurance quotes for life and health insurance agents
Save money by comparing insurance quotes from multiple carriers.