If clients claim that you misrepresented a policy's benefits, or gave advice that led to insufficient coverage, you could face a lawsuit. Protect yourself with insurance designed for life and health agents.
These policies provide coverage for risks often faced by life insurance agents.
This policy covers basic life and health agent risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
E&O insurance covers the legal defense of life and health insurance agents facing professional liability lawsuits. It can cover legal fees related to the quality of your work.
This policy bundles property insurance and general liability insurance. It's often a cost-effective type of commercial insurance for independent health insurance agents.
Workers’ compensation insurance is required in almost every state for life and health agencies that have employees. It can cover medical bills for work-related injuries.
Life and health agents face substantial professional risks. For example, a client could claim that you misrepresented a policy's benefits, or failed to recommend adequate coverage. With life and health agent insurance, your business can survive lawsuits, injuries, property damage, and other unexpected situations.