If clients claim that you misrepresented a policy's benefits, or gave advice that led to insufficient coverage, you could face a lawsuit. Protect yourself with insurance designed for life and health agents.
These policies provide coverage for risks often faced by life insurance agents.
This policy covers basic life and health agent risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
E&O insurance covers the legal defense of life and health insurance agents facing professional liability lawsuits. It can cover legal fees related to the quality of your work.
A BOP bundles commercial property insurance and general liability coverage. It's often the most cost-effective type of commercial insurance for independent health insurance agents.
Most states require workers' comp for life and health agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Life and health agents face substantial professional risks. For example, a client could claim that you misrepresented a policy's benefits, or failed to recommend adequate coverage. With life and health agent insurance, your business can survive lawsuits, injuries, property damage, and other unexpected situations.