Business Insurance for Life and Health Insurance Agents

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Life & Health Insurance Agents
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Save money by comparing insurance quotes for life and health agents

If clients claim that you misrepresented a policy's benefits, or gave advice that led to insufficient coverage, you could face a lawsuit. Protect yourself with insurance designed for life and health agents.

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One application, multiple quotes

Insureon helps life and health agents compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do life and health insurance agents need?

These policies provide coverage for risks often faced by life insurance agents.

General liability insurance icon

General liability insurance

This policy covers basic life and health agent risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Errors and omissions insurance icon

Errors and omissions insurance

E&O insurance covers the legal defense of life and health insurance agents facing professional liability lawsuits. It can cover legal fees related to the quality of your work.

  • Dissatisfied clients
  • Accusations of negligence
  • Work errors
Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage. It's often the most cost-effective type of commercial insurance for independent health insurance agents.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for life and health agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

Why do life and health agents need business insurance?

Life and health agents face substantial professional risks. For example, a client could claim that you misrepresented a policy's benefits, or failed to recommend adequate coverage. With life and health agent insurance, your business can survive lawsuits, injuries, property damage, and other unexpected situations.

How much does insurance cost for life and health insurance agents?

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Several factors have an impact on insurance costs, including:

  • Life and health insurance services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Life & Health Insurance Agents