Business Insurance for DJs

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Disc Jockey
Dj on stage working a turn table.
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Along with many venues requiring liability insurance, it pays to carry coverage for theft of DJ gear and other common risks. DJ insurance offers the protection you need to keep the music going.

DJ on stage working a turn table.
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DJs can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do DJs need?

These policies provide coverage for the most common risks disc jockeys face.

Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective types of commercial insurance for DJs.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy covers lawsuits related to the quality of your work, such as emcee services that fall short of a client’s expectations. DJs can often combine it with a BOP.

  • Errors and oversights
  • Accusations of poor work
  • Missed gigs
Looking for different coverage? See more policies.

Why do DJs need insurance?

DJs set the mood for people to dance and enjoy themselves at parties, weddings, and other events. Because your business is mobile and you transport expensive equipment to various venues, it pays to have coverage. DJ insurance can cover your gear and the cost of lawsuits related to mistakes and accidents.

How much does insurance cost for home-based businesses?

Business owner calculating costs of home-based business.

Several factors will have an impact on insurance costs, including:

  • Home business services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Disc Jockey