Business Insurance for DJs

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Dj on stage working a turn table.
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Along with many venues requiring liability insurance, it pays to carry coverage for theft of DJ gear and other common risks. DJ insurance offers the protection you need to keep the music going.

DJ on stage working a turn table.
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Compare quotes from trusted U.S. carriers

DJs can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do DJs need?

These policies provide coverage for the most common risks disc jockeys face.

Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective types of commercial insurance for DJs.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy covers lawsuits related to the quality of your work, such as emcee services that fall short of a client’s expectations. DJs can often combine it with a BOP.

BEST FOR
  • Errors and oversights
  • Accusations of poor work
  • Missed gigs
Looking for different coverage? See more policies.

How much does insurance cost for home-based businesses?

Woman calculating costs of home-based business.

Several factors will have an impact on insurance costs, including:

  • Home business services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do DJs need insurance?

DJs set the mood for people to dance and enjoy themselves at parties, weddings, and other events. Because your business is mobile and you transport expensive equipment to various venues, it pays to have coverage. DJ insurance can cover your gear and the cost of lawsuits related to mistakes and accidents.
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