Business Insurance for Cake and Cookie Bakers

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Save money by comparing cake and cookie baker insurance quotes

Even though you work from home, cake and cookie bakers face numerous liabilities. Home bakery insurance can protect against legal fees and medical bills, allowing you to focus on your baking.

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Multiple quotes with one application

Insureon helps cake and cookie bakers compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do cake and cookie bakers need?

These policies provide coverage for the most common risks home bakers face.

Business owner’s policy icon

Business owner's policy

A business owner’s policy (BOP) bundles property insurance and general liability insurance under one plan. It can be a cost-effective type of commercial insurance for cookie and cake bakers.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance, can cover lawsuits over professional mistakes, such as a wedding cake that fails to meet client expectations. Home bakers can often combine it with a BOP.
BEST FOR
  • Errors in personalized messages
  • Undelivered baked goods
  • Missed deadlines
Looking for different coverage? See more policies.

How much does insurance cost for home-based businesses?

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Several factors will have an impact on insurance costs, including:

  • Home business services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do cake and cookie bakers need insurance?

From batches of cookies to elaborate wedding cakes, running a successful bakery out of your home is all about the attention to detail. That includes protecting your business from potential lawsuits. Home bakery insurance shields your business from medical bills, legal fees, and other unexpected costs.
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