Learn about business insurance requirements and the most common policies for dentists in Georgia.
If you have a commercial lease, your property manager may require you to purchase general liability insurance. Commonly purchased by dentists in Georgia, general liability insurance can protect your dental office from expenses associated with common mishaps, such as client property damage and injuries.
State law in Georgia requires every small business with three or more employees to provide workers’ compensation insurance, which covers medical bills for work injuries. Although workers’ compensation insurance is not mandatory for a sole proprietorship, it is available for those who would want it.
Note: Insureon cannot provide quotes for professional liability insurance for dentists, also called malpractice insurance.
A small dentist’s office might qualify for a business owner’s policy. This package helps your business save money by bundling commercial property insurance with general liability insurance at an affordable rate.
If you own a dental office in Georgia that has three or more employees, you are required to carry workers’ compensation coverage. If you are a sole proprietor, the coverage is optional. However, if you slip and break an arm in your dental office, or develop carpal tunnel syndrome after years of working with dental tools, you can turn to your workers’ comp policy to help pay your medical bills and lost wages.
According to an analysis of Insureon applications, the typical dentist in Georgia can expect to pay more than the national median for several types of business insurance.
For example, the median annual cost of a business owner’s policy for a dentist in Georgia is $1,739, a significant increase on the national median of $1,455. Dentists in Georgia can expect to pay about $2,420 annually for workers’ compensation insurance, significantly higher than the national median of $1,482.
Insureon’s industry-leading technology helps dentists in Georgia save time and money shopping for insurance by comparing policies from top U.S. carriers. Start a free online application to review quotes for the policies that best fit your business. Our insurance agents are licensed in Georgia and can answer your questions as you consider coverage.
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