Small Business Insurance Resources

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Insureon small business blog

Your guide to managing business risk.

A fire suppression system inside a restaurant.
Food & beverage
Commercial kitchen fire safety for restaurant owners
An introduction to UL 300 and NFPA 96, two kitchen safety standards that may impact your property insurance.
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Human resources & hiring
What small business owners need to know about employee rights
The best way for your business to avoid costly employment practices lawsuits is to be familiar with employment discrimination laws.
Doctor reviewing patient information on tablet.
Professional liability / E&O insurance
What is malpractice (professional liability)?
Professionals of all industries are vulnerable to malpractice lawsuits, even if they don't make a mistake.
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Answers to frequently asked business insurance questions

Review some of the most common questions that business owners and entrepreneurs ask about small business insurance.
A cafe owner gives a customer their coffee order
General liability
A small business owner reviewing their BOP on a laptop
Business owner's policy
A small business owner discussing their professional liability coverage with a client
Professional liability
A small business owner discussing their errors and omissions policy with a client
Errors and omissions
A worker putting away inventory in a warehouse
Workers' compensation
A small business owner hanging the "open" sign at their new store location
Commercial property
A small business owner discussing their cyber liability policy with a client
Cyber liability
A small business owner and their employee loading the company van with deliveries
Commercial auto
A small business owner reviewing their product liability policy on their tablet
Product liability
A small business owner delivering a customer's order in their personal vehicle
Hired and non-owned auto
A small business owner reviewing their commercial umbrella policy on their cell phone
Umbrella insurance
A small business owner showing proof of fidelity bonds to a client
Fidelity bonds
See More Small Business FAQs

Find business insurance requirements in your state

Select your state to learn about insurance requirements for your small business.
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Business insurance terms explained

Insurance can seem complicated. Our glossary breaks down the legalese. 
Liability insurance certificate
ACORD 25 Certificate of Liability Insurance
An ACORD 25 Certificate of Liability Insurance is a document that proves you have liability insurance coverage.
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Are you insured?
Additional insured
In an insurance policy, an additional insured refers to anyone other than the policyholder who is covered by an insurance policy. Coverage might be limited to a single event or it could last for the policy's lifetime.
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Excess and surplus lines insurance is coverage for financial risks that are too high to insure through the standard market.
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