Workers' Compensation Insurance is compulsory in DC if an employer has one or more employees. An employer is also entitled to apply for self-insurance, but must be approved by the Department of Employment Services (DOES) office.
DC Workers' Comp: Key Details
- Sole proprietors in Washington, DC, can purchase WC for themselves, but they are not required to unless they have employees.
- Homeowners are required to have Workers' Compensation insurance for domestic workers if they work at least 240 hours during any calendar quarter in the same or previous year.
- Workers' Compensation must be procured through a private insurance company, unless the employer receives state approval for self-insurance.
For a full breakdown of Workers' Comp requirements in the nation's capital, visit the DOES Workers' Comp page.