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Workers' Compensation Insurance is compulsory in D.C. if an employer has one or more employees. An employer is also entitled to apply for self-insurance, but must be approved by the Department of Employment Services (DOES) office.

DC Workers' Comp: Key Details

  • Sole proprietors in Washington, D.C., can purchase WC for themselves, but they are not required to unless they have employees.
  • Homeowners are required to have Workers' Compensation insurance for domestic workers if they work at least 240 hours during any calendar quarter in the same or previous year.
  • Workers' Compensation must be procured through a private insurance company, unless the employer receives state approval for self-insurance.

For a full breakdown of Workers' Comp requirements in the nation's capital, visit the DOES Workers' Comp page.

Workers' Compensation Insurance Laws By State