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If you are an employer with one or more employees in Oregon, you must purchase Workers' Compensation coverage. Your insurance provider will file with Oregon on your behalf for proof of the coverage.

OR Workers' Comp: Key Details

  • Sole proprietors in Oregon can purchase Workers' Comp coverage for themselves, but they are not required to.
  • There is a competitive state fund. SAIF Corporation is Oregon's not-for-profit, state-chartered Workers' Compensation Insurance company.
  • You may also purchase coverage from a private insurer or provide self-insurance, if you are approved.

Further details about Workers' Comp in Oregon can be found from the state's Workers' Compensation Division.

Workers' Compensation Insurance Laws By State