#1 Online Agent for Workers' Comp Insurance
More than 200,000 businesses served since 1997
8am - 5:30pm Central | 800.688.1984 | Monday - Friday


Kansas's law requires all employers to carry Workers' Compensation Insurance, unless your business is involved in certain agricultural areas or has a gross annual payroll of less than $20,000. All payroll is factored in this rule, including that paid in Kansas and elsewhere, including the pay of executive officers. If the Kansas employer is a sole proprietor or a partnership, wages paid to the owners and any owners' family members are not counted toward the $20,000.

KS Workers' Comp: Key Details

  • Sole proprietors, partners, and LLC members  in Kansas are exempt from coverage, but can elect to be included in the Workers' Compensation policy.
  • Independent contractors with no employees may choose to exempt themselves from carrying Workers' Compensation Insurance. However, if they do employ workers, once their total gross payroll exceeds $20,000, they must provide the coverage for those employees.
  • Family members who are not true owners of the company or who do not own 10% of the business must be included in the coverage, according to Kansas law. They cannot elect to be excluded.
  • Insurance must be purchased through a private insurance company unless you are eligible for self-insurance.

Still have questions about Workers' Comp requirements in Kansas? Visit the Kansas Department of Labor for more details.

Workers' Compensation Insurance Laws By State