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If you employ one or more full-time, part-time, seasonal, or occasional employees, the state of Idaho requires you to maintain a Workers' Compensation policy unless you are specifically exempt from the law. You must have Workers' Compensation in place when the first employee is hired.

ID Workers' Comp: Key Details

  • Sole proprietors in Idaho are excluded from compulsory Workers' Comp coverage, but may elect to cover themselves.
  • Employment that may be exempt from required coverage includes:
    • Household domestic service.
    • Sole proprietors who employ family members who live in their household. Certain family member employees of a sole proprietor employer who do not reside in the same household as the employer may file an election for exemption with the Industrial Commission.
    • Pilots of agricultural spraying or dusting planes (under certain conditions).
    • Associate real estate brokers and real estate salespersons, when paid solely by commission.
    • Volunteer ski patrollers.
    • Officials of athletic contests in secondary schools only (grades 7-12).
    • Casual employment or work which occurs occasionally or at irregular times and which is not related to the type of business conducted by the employer.
  • The Idaho State Insurance Fund is a competitive Workers' Compensation fund. Employers can purchase their coverage through the state's fund or through a private insurer. If they qualify, they may self-insure.  

For more details on Workers' Compensation in Idaho, visit the State of Idaho Industrial Commission.

Workers' Compensation Insurance Laws By State