#1 Online Agent for Workers' Comp Insurance
175,000 businesses served since 1997
8am - 5:30pm Central | 800.688.1984 | Monday - Friday


In Georgia, every employer, individual, firm, association, or corporation regularly employing three or more persons—minors, part-time, 1099, and W2—must provide Workers' Compensation coverage for their employees. Exempted officers of corporations or exempted members of LLCs are considered employees and do not reduce the number of employees for this purpose.

GA Workers' Comp: Key Details

  • Sole proprietors and partners in GA are not considered employees and are excluded from coverage. However, they may choose to be included as employees and receive coverage.
  • Corporate officers and LLC members are considered employees. Even if they are excluded from the coverage, they still contribute to your overall employee count.
  • A contractor who sublets any part of his or her contract work to a subcontractor may be liable for coverage for the subcontractor's employees if the subcontractor has not obtained Workers' Compensation coverage.
  • Insurance must be purchased from a private insurance provider, as Georgia does not have a state-administered Workers' Compensation fund.

Learn more about Georgia's Workers' Compensation requirements from the State Board of Workers' Compensation.

Workers' Compensation Insurance Laws By State