Insureon Blog

Court Ruling Means You Could Be Liable for Butt Dials

25. August 2015 08:02
A court ruled that a butt-dial call isn't a private conversation if the inadvertent dialer didn't lock their phone. These recorded calls can be used to support lawsuits. [More]

Claim or Suit? Know the Insurance Vocab to Know Whether You're Covered

24. August 2015 07:28
What qualifies as a claim? A manufacturing company's confusion led to a denied claims-made insurance payout. Knowing the jargon can help you avoid a similar fate. [More]

Want Additional Insured Status? Start with These 3 Things

19. August 2015 07:29
Additional insureds who don't read the policyholder's policy and don't use specific contracts may be in for a surprise when they try to draw on the coverage. [More]

Backlash Illustrates the Dark Side of Social Media for Small Businesses

30. July 2015 07:54
Rachel Brown, a boutique owner, got a crash course in cultural sensitivity the hard way. Her mistakes can illustrate what not to do on social media. [More]

If You Like Bacon, You'll Love General Liability Insurance

28. July 2015 08:09
Purina is accused of false advertising because its iconic Beggin' Strips don't have much bacon in them. Hope the company has General Liability Insurance. [More]

The Unusual Way One CA City Helps Small Businesses Manage Risk

21. July 2015 08:05
One California city banned chain stores from setting up shop in its limits. Location plays a key role in the risks your business does or doesn't take on. [More]

Lower General Liability Insurance Renewals for Low-Risk Businesses

15. July 2015 08:07
Thanks to more competition in the liability insurance market, low-risk businesses may enjoy reduced premiums when it's time to renew their GL policies. [More]

7-Eleven's Lawsuit against Mom-and-Pop Store Shows Value of General Liability Insurance

10. July 2015 07:55
The small convenience store that 7-Eleven sued could have benefited from General Liability Insurance – at the very least, it could have helped pay for a lawyer. [More]

The 5 People Who Don't Know They Need Business Insurance

1. July 2015 07:47
Small businesses take many forms – some are one-person, home-based operations; others have a staff and office building. Each type comes with risks. [More]

PA Supreme Court's Ruling Could Mean Greater Liability Protection for Small Businesses

24. June 2015 08:09
A new PA ruling states insurers can't deny coverage to an additional insured when a named insured's employee sues them, but it also permits those lawsuits. [More]